Real-time mortgage rates and program options are available to you now. There’s nothing to it. In less than a minute you can fill in the blanks on the simple 4-step form below and instantly reveal your exclusive rates.
Lets you shop for a new home confidently and quickly.Get Pre-Qualified
Gives you a single point of contact throughout process.Contact a Loan Officer
Allows you the freedom to work on your time at your pace.Apply for a Mortgage
A top 15 U.S. mortgage originator* with decades of experience. *Inside Mortgage Finance, June 30, 2017Learn More
"Stephanie was great to work with. She is very pleasant, knowledgeable and reliable. We could always contact her with questions/concerns. We have financed several homes but think that Flagstar is the most personal, efficient, and informative lender."Charles W.
"Stephanie answered my questions in a simplistic, but professional manner. I wish all business transactions were this smooth! I especially love the website – very painless process!"Monique M.
"I appreciated Lamont's demeanor and consultative style. He took the high road in positioning the value of Flagstar, versus cutting down the competition."John H.Michigan
"My Loan Officer Lamont and the processor Jennifer were fantastic. I have already referred a Coworker to Flagstar."Robert J.Michigan
"Lynne is awesome to work with and made the loan process easy."Srinivas Y.Michigan
"Lynne is awesome and I will recommend her to my clients."Erik M.
"Flagstar has SUPERWOMEN on their side. That alone makes me glad I chose Flagstar as my bank."Ray and Deborah B.
"Lynne made this a very smooth and quick process. Very professional with quick turn around time if there was ever a question that came up."Shannon R.
"Excellent service, very knowledgeable."Natacha O.
"This was a great experience. As a Realtor myself I would use Flagstar again and would recommend them to my clients."Rachael F.New Mexico
The least provisions of any of our mortgage types. Learn how this loan differs from others, and see what is required to qualify.Learn More
Specialty loans can help you obtain a mortgage when you otherwise may not have met conventional guidelines.Learn More
Government loans provide borrowers more options for lower down payments, reduced credit score requirements, and other benefits.Learn More
At Flagstar we want to help you become the expert. We've provided you with a variety of calculators to help you review different scenarios and select the best mortgage for your situation.
Discover the cost of your loan over it's lifetime.Try this calculator
Get to the bottom of the complete cost of your mortgage.Try this calculator
Compare two different loans, side by side.Try this calculator
1Only the medically licensed borrower is eligible for exclusion. Deferment must be 12 months beyond closing date. Purchase and rate/term refinance.
Primary residence only. Some restrictions may apply. All borrowers are subject to credit approval. Programs subject to change without notice. Underwriting terms and conditions apply. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions and rates are subject to change without notice. Interest on the portion of your loan balance that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. You should consult a tax advisor for further information regarding the deductibility of interest and charges.