Fair Lending & Responsible Banking Statement

The Bank is committed to treating all consumers and customers (“consumers”) fairly, consistently, and equitably in its lending, banking and servicing practices, and to making its credit products and services equally available to all applicants who meet the Bank’s credit underwriting standards. The Bank will not tolerate discrimination by any of its officers, employees, or agents against any applicant or borrower in any aspect of a consumer or commercial credit transaction, on any basis prohibited by law.

The Bank will not discriminate in any credit or lending transaction based on a prohibited basis, such as race, color, religion, national origin, and sex. The Bank will also ensure equal access and fairness in its banking products and services.